Terry has been under the media spotlight for a week following revelations about an alleged relationship with former team-mate Wayne Bridge's ex-girlfriend, but coach Carlo Ancelotti confirmed he will play against the Gunners.
Versatile defender Juliano Belletti remains out with a knee injury along with Michael Essien.
Midfielder John Mikel Obi has returned from the African Nations Cup and former Arsenal left-back Ashley Cole has shaken off a recent ankle injury.
Kick-off is 4pm.
Blues (from): Cech, Hilario, Turnbull, Ivanovic, Carvalho, Terry, A. Cole, Ballack, Deco, Lampard, J. Cole, Malouda, Anelka, Sturridge, Borini, Ferreira, Alex, Zhirkov, Kakuta, Obi.