European football's governing body UEFA has assessed club accounts for the past two years with outgoings being measured against revenues from football activities and clubs wishing to participate in Europe forbidden from making significant losses.
With Andre Schurrle already arrived at Stamford Bridge from Bayer Leverkusen and Mourinho targeting the likes of Edinson Cavani, Hulk and Wesley Sneijder, he may come close to exceeding the £70m spent ahead of his first season in charge back in 2004.
But Mourinho said of the rules: "It's very motivational and demands more from you. You have to think more about every decision and every move.
"Every wrong move you make has an influence on the future. You need to work more closely with the board in the financial area, you have to have a different perspective and a different look at the players on loan and youth football.
"It's more global. Instead of just focusing on your team, and your targets and ambitions, it's an overall view. It's a different profile of job and I'm happy with that, I'm enjoying that."
Qualification for the UEFA Champions League will be seen as a bare minimum for the Blues to secure their future financially, and Mourinho added: "We need to go back to this stability.
"It's important for the players, for the young players' development, for the club, for the fan base and for the economic situation which is more important with Financial Fair Play.
"This is what we want, me as a manager, the owner and the board. The owner and the board want stability and then after that if we are working well and working together, success comes naturally.
"Everybody accepts the way we are going. I'm not trying to push in a different way. We are all in the same direction."