Town manager Mick McCarthy has turned to the 25-year-old, who he knows well from his time in charge at Molineux, as he looks to boost his defensive options at Portman Road.
The former England U21 international has been restricted to just eight starts for Wolves in the Championship this season with Christophe Berra and Roger Johnson preferred at centre-back.
Stearman may have been hoping for a chance under new boss Dean Saunders but is now heading to Wolves' Championship rivals.
Wolves tweeted: "Defender Richard Stearman is to join Ipswich on loan until the end of the season, subject to formalities of the deal being concluded."
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