But never fear, we've rounded up some of our very best experts to give you a heads up and point you in the right direction, along with a tip for MVP which you can take straight to the bookies!
Kevin Cadle
The Baltimore Ravens have been playing inspired football and can get it done. Two reasons - the deep pass from Flacco against that secondary and also Jacoby Jones can hurt the 49ers special teams' defence which is one of the worst in the league.
MVP: If Baltimore wins you've got to give it to Ray Lewis I hope - let's put it like this: anybody but the quarterback, I'm tired of quarterbacks winning this thing and I'm happy for whoever gets the MVP.
Neil Reynolds
I predict that the 49ers will win 27-24. This will be a physical game but both offences are good enough to get their points.
MVP: Will be Colin Kaepernick... They always give it to the QB so he only has to be half-decent to get the award. An outside bet for MVP? Vernon Davis.
Simon Veness
Colin Kaepernick finds a defence he can't unlock consistently and Joe Flacco finds Torrey Smith, Dennis Pitta and Anquan Boldin for three key touchdowns as Ray Lewis rides off into the NFL sunset as a Super Bowl winner.
MVP: Joe Flacco.
Alex Ferguson
Baltimore will score a late touchdown to close the gap to four but it won't be enough.
MVP: Colin Kaepernick. Ray Lewis will cry. A lot.
Paul Higham
This is so tough to call, both teams are so well matched up, especially on defence, and it could go either way, but I just think the Niners will edge it. Kaepernick has been unshakable so far so I'll back him to keep it going and throw two TDs plus run in another.
MVP: Vernon Davis will have a big game but Kaepernick will be the man of the moment.
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